“Will cash cover the next payroll?”
See the day cash falls below your buffer, even when the month ends in credit. Follow the receipts and payments behind the shortfall.
See the cash forecastCash flow management for fractional CFOs
Cash flow forecasting. Without the spreadsheets.
Replace your cash flow spreadsheets with one familiar workspace. Monitor liquidity, forecast cash burn and plan ahead—across your business or your client portfolio.
Start from Excel or CSV. No accounting-system account required.
14-day free trial. No credit card required.
Alder StudioGBP · Base forecast
Cash shortfall 31 October 2026
Lowest balance −£2,000One familiar cash workspaceForecast without spreadsheetsStart from the Excel data you have
Be ready for the questions that matter
Turn cash questions into clear client decisions.
When a client asks what they can afford, bring the forecast, the options and your recommendation into the same conversation.
“What if that customer pays late?”
Test a delayed receipt in a separate scenario. Show your client what changes, while keeping confirmed cash and the original plan intact.
Test a decision“What should I tell my client?”
Give your client a recommendation they can follow: the cash outlook, the assumptions behind it and the next actions, saved together.
See a client reviewYour whole cash workflow. One place.
Every client’s cash flow.
One place to manage it.
Your practice should not depend on a folder full of different cash models. Keep each business’s balances, expectations, scenarios and reviews together, then move to the next client without starting again.
One business, separate subsidiaries or a portfolio of clients: give each business its own workspace and use the same cash-review process.
Build your first client forecastStay in control across your client portfolio
Switch between separate businesses with the right cash accounts and assumptions in view.
Show the decision behind the numbers
Trace a cash gap to its receipts and payments. Test the timing change before recommending it.
Make the next review easier to pick up
Return to the saved figures, assumptions and actions, with the previous conversation in context.
Before and with Caldrix
Make room for cash clarity.
Replace spreadsheet maintenance with a familiar place to monitor cash, test the options and plan your next move.
Before Caldrix
The spreadsheet headaches.
Client A Cash plan
ABC
Client B Cash plan
ABC
Client C Cash plan
ABC
1Cash outlookOctoberNovember2Confirmed cash3Expected receipts4Upcoming payments5Closing balance
Cash forecastAssumptions
Late-night updates. Broken formulas. Conflicting figures. More time checking spreadsheets, less time managing cash.
With Caldrix
One familiar cash-flow workspace.
Client workspaceAlder Studio
Cash accounts, forecasts, scenarios and reviews together. A familiar workflow for each business, without maintaining a separate spreadsheet model.
| Before Caldrix | With Caldrix |
|---|---|
| A different workbook for every client. Find the right file and get back into its assumptions. | Every client’s cash work in one place. Switch to a separate workspace with the same familiar cash-review process. |
| A healthy month-end can hide a cash squeeze. The difficult day gets lost in the period total. | See the lowest balance and the day it hits. Discuss the cash gap while there is still a decision to make. |
| Another copy for every “what if”. Keep alternative files and the original plan in step. | Compare the options without losing your Base. Test expected payment timing or amounts in a separate Decision scenario. |
| Figures in one file. Explanations in another. Rebuild the story for the next client review. | A recommendation your client can follow. Save the cash figures, assumptions and next actions in one review. |
Inside Caldrix Cashflow
Cash flow control, made familiar.
The visibility to understand today’s cash and the flexibility to plan what happens next.
Monitor liquidity
See your cash position and the day pressure builds.
Forecast cash burn
Follow expected cash in and out over your chosen period.
Plan working capital
Test receipt and payment timing before you commit.
Cash forecasting
Forecast your cash burn.
Monitor daily liquidity and see when cash could run short. Follow the receipts and payments behind your forecast, so you can plan for payroll, tax and other commitments before they become a cash crunch.
- Daily forecast and cash-buffer warning
- Confirmed cash with outstanding expectations
- Client and account context in view
Test the cash impact first
Show what changes before your client commits.
What if a customer pays late, a bill moves or a new cost lands? Change an expected date or amount, compare it with Base and make the trade-off visible.
- Separate Base, Downside and Decision scenarios
- Keep confirmed actual cash unchanged
- See the effect on the lowest cash day
Make the next conversation useful
Make your recommendation easy to follow.
Bring the cash outlook and your explanation into the same review. Save the figures, assumptions and next actions together, ready for the client conversation.
- Cash position, outlook and buffer breach
- Assumptions and action commentary
- CSV, XLSX and print/save-PDF options
Our setup goal
Your first forecast in five minutes.
Start with your Excel cash data.
- No accounting-system account
- No bank connection required
Have your balances and import-ready file to hand. Actual setup time depends on your data.
- 1
Choose your first client
Add the business and its cash accounts. Keep its cash work separate from every other client.
- 2
Bring your cash data from Excel
Confirm your cash balances at one date. Upload a CSV or values-only XLSX file, map the columns and check the preview before importing. You can also add cash items directly.
- 3
See your first cash forecast
See the cash outlook, identify the lowest balance and explore a payment change before your next review.
Have ready: cash balances at one date, expected receipts and payments, and the dates you expect them.
Pricing
One simple plan.
Every cash forecast, scenario and client review in one plan. Start with 14 days free.
Included in your plan
Cash forecastsWhat-if decisionsSeparate client workspacesSaved client reviewsCSV and Excel import/exportPractice
£99/ month
Five client businesses included.
£20/month for each additional client.
5 clients · £99/month
Your cash workflow, included.
- Daily balances and lowest-point detection
- Base, Downside and Decision scenarios
- Expected cash and recurring commitments
- Saved reports with figures and commentary
- Separate client workspaces and cash accounts
14-day free trial · No credit card required
Prices exclude VAT where applicable.
Before you start
Frequently asked questions
The details that matter before you bring a client’s cash into the picture.
How does the free trial work?
Try Caldrix Cashflow free for 14 days, with no credit card required. Build a client forecast, test a cash decision and prepare a review. If you choose to continue, the Practice plan includes five client businesses for £99 per month, with £20 per month for each additional client.
Can I see the cash balance on a specific day?
Yes. The daily forecast shows the projected balance and cash items for the selected day. You can also see the lowest balance, its date and when cash crosses your chosen buffer. Forecasts depend on the dated cash and expectations you supply.
Can I test a late payment without changing the original forecast?
Yes. Use a separate Decision scenario to test an expected receipt or payment date. Your Base expectations and actual cash stay separate. Review the comparison before choosing an action.
Can I start with my Excel cash-flow data?
Yes. Start with a CSV export or a values-only XLSX file. Map its columns, review the preview and confirm the import. You do not need an account with an accounting-system provider or a connected bank feed. Import transfers supported cash data, not your spreadsheet formulas or an entire financial model. Confirm opening cash and keep expected payment dates up to date.
Can I manage clients or separate subsidiaries in one place?
Yes. Give each client or separate business its own workspace, with its cash accounts, expectations, scenarios and reviews kept together. Switch businesses within the same application. Workspaces remain separate; they do not combine into a consolidated group forecast.
Can I share a cash review with a client?
Prepare and save a client review with its cash figures, assumptions and actions. Export CSV or XLSX, or use print/save PDF for a reviewed pack. Client login access and shared online collaboration are not part of this workflow.
Who is Caldrix Cashflow designed for?
Fractional CFOs managing cash for GBP service businesses, such as agencies and consultancies. It focuses on daily cash decisions and client reviews. Multi-currency groups and full three-way financial modelling need a different workflow.
How quickly can I get started?
Our setup goal is a first forecast in five minutes when you have your cash balances and an import-ready file to hand. Actual setup time depends on your data and the checks you need. Start from CSV or a values-only XLSX file, map the columns, review the preview and confirm. You do not need an accounting-system account or bank connection.
What do I need for my first forecast?
Start with each cash account’s balance at the same date, then add expected receipts and payments with their expected dates. Enter the figures or import a supported file and review it before saving.
How far ahead can I forecast?
Choose Month, 13-week, Annual, 2-year or a custom range. Review the daily balances and the items behind a day. The forecast reflects the data and expected dates you maintain.
How do I avoid counting a receipt twice?
Actual receipts and outstanding expectations are separate. Allocate a receipt to its expected item to reduce what remains outstanding, without adding the bank receipt again.
Less spreadsheet stress. More time back.
Your evenings shouldn’t disappear into spreadsheets.
Bring cash forecasts, scenarios and reviews into one familiar workspace. Spend less time patching formulas and checking conflicting figures—and more time planning the next move.
Try for free14-day free trial · No credit card required